About Low Standard Rate Credit Cards

Introductory 0% offers can be great value for money – as long as you are able to clear any debts built up by the end of the offer period, or you are disciplined enough to seek out a new deal once the standard rate kicks in.

However, if you won’t be able to clear your balance during the 0% period and don’t want to switch your card again once it ends, a long-term low standard rate credit card could be a better option. You’ll pay interest but not as much as the rates charged on many credit cards.