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Platinum Cashback Credit Card

  • Earn 5% cashback on all purchases, up to a maximum of £100
  • After the initial 3 months: spend up to £3,500 in the year and you’ll earn 0.5% cashback; spend between £3,501 and £7,500 and you'll earn 1%; and spend over £7,501 you'll get 1.25% cashback
  • Travel Accident Insurance coverage up to £150,000
  • Preferred Seating gets you some of the best seats for music, theatre and film events
Intro APR Balance Transfer Average APR Annual Fee
0% N/A 19.9% (variable) £0
 
About Low Standard Rate Credit Cards

Introductory 0% offers can be great value for money – as long as you are able to clear any debts built up by the end of the offer period, or you are disciplined enough to seek out a new deal once the standard rate kicks in.

However, if you won’t be able to clear your balance during the 0% period and don’t want to switch your card again once it ends, a long-term low standard rate credit card could be a better option. You’ll pay interest but not as much as the rates charged on many credit cards.